Jeanna and Alexandra came to Mozambique to investigate the potential uses of mobile applications to empower women living in rural communities. During their onsite research in Inhambane, they discovered that all the women they spoke to put their savings into a "savings group.”

Although unknown in the West, savings groups are ubiquitous in developing countries and are roughly similar to an American credit union or a European cooperative bank. A typical savings group comprises 15-30 individuals who save and take small loans from their collective savings. Savings groups provide members access to credit and are a basic form of insurance. There are approximately 750,000 savings groups in Africa alone, comprising of over fifteen million members.

While the savings group model is thriving and self-sustaining, Jeanna and Alexandra felt they could improve the safety and transparency of the groups by moving to a digital platform. Using the technology already available to the women, Jeanna and Alexandra moved their savings group online, allowing more convenient access for the group members and additional safety for the funds held by the group. After the success of this pilot project, more savings groups began moving online using smartphone apps.